{"id":4209,"date":"2014-01-13T21:46:46","date_gmt":"2014-01-13T21:46:46","guid":{"rendered":"http:\/\/fastforwardstories.com\/?p=133"},"modified":"2023-06-19T11:37:26","modified_gmt":"2023-06-19T11:37:26","slug":"what-types-of-closing-costs-are-associated-with-fha-insured-loans","status":"publish","type":"post","link":"https:\/\/bonitatitle.com\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/","title":{"rendered":"What Types Of Closing Costs Are Associated With FHA-Insured Loans?"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 28px 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_daqa23n7mm dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">&nbsp;<\/div>\n<\/div>\n<\/div>\n<p>\t\tWhile this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan.<\/p>\n<p>As of 2013, the FHA requires a single, upfront mortgage insurance premium equal to 2.25% of the mortgage to be paid at closing (or 1.75% if you complete the HELP program).<\/p>\n<p>This initial premium may be partially refunded if the loan is paid in full during the first seven years of the loan term.<\/p>\n<p>After closing, you will then be responsible for an annual premium &#8211; paid monthly &#8211; if your mortgage is over 15 years or if you have a 15-year loan with an LTV greater than 90%.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; While this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. As of 2013, the FHA requires a single, upfront mortgage insurance premium equal to 2.25% of the mortgage to be paid at closing (or&hellip;<\/p>\n","protected":false},"author":98,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[3],"tags":[16],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Types Of Closing Costs Are Associated With FHA-Insured Loans? - Bonita Springs, Estero, Naples, FL | Bonita Title, INC.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bonitatitle.com\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Types Of Closing Costs Are Associated With FHA-Insured Loans? - Bonita Springs, Estero, Naples, FL | Bonita Title, INC.\" \/>\n<meta property=\"og:description\" content=\"&nbsp; While this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. As of 2013, the FHA requires a single, upfront mortgage insurance premium equal to 2.25% of the mortgage to be paid at closing (or&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bonitatitle.com\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"Bonita Springs, Estero, Naples, FL | Bonita Title, INC.\" \/>\n<meta property=\"article:published_time\" content=\"2014-01-13T21:46:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-19T11:37:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bonitatitle.com\/wp-content\/uploads\/sites\/202\/2023\/06\/social-media.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"bonitatitle\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"bonitatitle\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bonitatitle.com\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/\",\"url\":\"https:\/\/bonitatitle.com\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/\",\"name\":\"What Types Of Closing Costs Are Associated With FHA-Insured Loans? - Bonita Springs, Estero, Naples, FL | Bonita Title, INC.\",\"isPartOf\":{\"@id\":\"https:\/\/bonitatitle.com\/#website\"},\"datePublished\":\"2014-01-13T21:46:46+00:00\",\"dateModified\":\"2023-06-19T11:37:26+00:00\",\"author\":{\"@id\":\"https:\/\/bonitatitle.com\/#\/schema\/person\/a8688250d1c597400d253d5beef7d430\"},\"breadcrumb\":{\"@id\":\"https:\/\/bonitatitle.com\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bonitatitle.com\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bonitatitle.com\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bonitatitle.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What Types Of Closing Costs Are Associated With FHA-Insured Loans?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bonitatitle.com\/#website\",\"url\":\"https:\/\/bonitatitle.com\/\",\"name\":\"Bonita Springs, Estero, Naples, FL | Bonita Title, INC.\",\"description\":\"Bonita Title, INC. | Bonita Springs, Estero, Naples, FL\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bonitatitle.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bonitatitle.com\/#\/schema\/person\/a8688250d1c597400d253d5beef7d430\",\"name\":\"bonitatitle\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bonitatitle.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6543cc598d810594f7b50af85b194e5e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6543cc598d810594f7b50af85b194e5e?s=96&d=mm&r=g\",\"caption\":\"bonitatitle\"},\"url\":\"https:\/\/bonitatitle.com\/author\/bonitatitle\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Types Of Closing Costs Are Associated With FHA-Insured Loans? - Bonita Springs, Estero, Naples, FL | Bonita Title, INC.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bonitatitle.com\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/","og_locale":"en_US","og_type":"article","og_title":"What Types Of Closing Costs Are Associated With FHA-Insured Loans? - Bonita Springs, Estero, Naples, FL | Bonita Title, INC.","og_description":"&nbsp; While this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. 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